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Terms and Conditions

Effective Date: October 27, 2025

Welcome to Billo (https://heybillo.app). By using our website and services, you agree to comply with the following terms.

1. Overview

Billo is an invoicing and business management tool designed for freelancers and small businesses. Users can sign up for a free plan or subscribe to a paid plan for additional features.

2. Accounts

To use Billo, you must provide accurate account information, including your name, business details, and payment information if you subscribe to a paid plan. You are responsible for keeping your login credentials secure.

3. Subscriptions and Payments

Billo offers a free plan (Starter) and paid subscriptions (Business Monthly or Yearly). Fees are billed through Stripe and are non-refundable once a billing cycle has started. You may cancel your subscription at any time.

4. Data Collection

Billo collects and processes personal data necessary to provide invoicing and business management services — including client names, business addresses, and tax information. For details on how data is processed, see our Privacy Policy and Data Processing Agreement.

5. GDPR Compliance and Data Responsibility

Billo acts as a data processor for information stored and managed through your account (e.g., client data in invoices). You, as the account owner, act as the data controller and are responsible for ensuring compliance with GDPR and related laws for your business operations.

6. Service Updates

We may update or modify our services, pricing, or terms from time to time. You will be notified of material changes via email or in-app notifications.

7. Termination

You may close your account at any time. Billo reserves the right to suspend or terminate accounts that violate these Terms or misuse the platform.

8. Governing Law

These Terms and Conditions are governed by the laws of Germany, with disputes resolved under German jurisdiction.

Questions? Contact us at support@heybillo.app
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